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7 Best Short-Term Bonds Funds to Buy in 2020
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For investors with short-term saving goals, short-term bonds can be appropriate investments for your money. They are stable and they certainly provide a higher return than a money market fund. However, even with the best short term bond funds, there’s also a risk of losing a percent or two in principal value if interest rates …

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4 Simple Ways to Accelerate Your Retirement Savings
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The key to a comfortable retirement is to think ahead and to have enough money saved up in your retirement savings account. However, you may have fallen behind on your savings and need a boost to get you on the right track. There are some ways to accelerate your retirement savings if that’s the case. …

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The 8 Best Vanguard Funds for Long-Term Investments
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If you’re busy and want to invest your money in the long term, you will love the best vanguard funds. They are cheaper. They are high quality funds, well diversified, and professionally managed. Thus, vanguard funds are a favorite for long-term investments and for retirement. Vanguard mutual funds, like any mutual funds, are money invested …

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5 Best Personal Loans for Fair Credit for 2020
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Are you wondering if there are personal loans for fair credit out there? If you are, then the answer is a resounding “Yes.” There are, indeed, personal loans for fair credit available to you. If you have fair credit, expect your credit history to be under the microscope by lenders when applying for a personal …

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The Best Money Market Mutual Funds To Consider
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The best money market mutual funds are a good place to keep your cash while earning interest. Bank checking and savings accounts and money market accounts are good alternatives for your cash. But money market funds offer a higher rate of return than these other short-term investments. One of the best money market mutual funds is …

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FHA Loan Requirements – Guideline & Limits
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FHA loan requirements are simple; they’re different than conventional loan requirements. For a conventional loan, for example, you will need a good credit score. However a FHA loan credit score is only 580. If you’re a first time home buyer and need a first time home buyer loan to purchase your dream home, then keep …

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6-Month CD Rates: Earn More Money
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6-month CD rates can be a smart strategy for your short-term saving goals. If you’re saving for a house, you may be wondering where you can park your hard-earned cash safely and earn interest at the same time. If so, you should consider a 6-month CD, because the rates can still be very competitive. In …

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FHA Down Payment & Rules: Two Truths To Know
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If you’re wondering how much you need to put as a down payment on a FHA loan, then you have come to the right place. The FHA down payment is 3.5% of the home purchase price. This low down payment is very flexible and reasonable for the first time home buyer. To put another way, …

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5 Best Short Term Investments to Grow Your Money
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Short term investments are those investments that can yield their returns within a short period of time — usually within 1 to 3 years. (contrary to a long term investment such as saving for retirement). In other words, short term investing are typically used to meet short-term financial goals (such as buying a house or …

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How Much Money Do You Need to Buy a House?
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Understanding how much money you need to buy a house can give you an idea of how much you should expect to save. You’re probably excited about the thought of buying your first home? If so, you have every right to be. But how much money do you need to buy a house? A calculator …

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