Life insurance seems like a pretty good deal. You pay $30 a month for 20 or 30 years and in the event of your death, your family gets a sizeable cash sum, often in excess of $250,000. Every 12 seconds someone dies in the United States and these deaths occur across all demographics (although the […]
How do Life Insurance Companies Make Money? is a post from Pocket Your Dollars.
Losing your job is stressful. Losing your health insurance on top of that is even worse. And whether you have health concerns now or want to safeguard yourself and family for the future, you might be worried about how to cover medical expenses if you’re out of work. Find out what to do when you... Read More
The post What to Do When You Lose Your Health Insurance appeared first on Credit.com.
If you have home and auto insurance, you may save money by bundling your policies. Most companies offer bundles that can save you an average of 10-25% on each policy. Thatâs nothing to sneeze at since AAA estimates that the average cost of car insurance is about $1,202 annually, and some people pay much more […]
The post Here’s How to Bundle and Save on Your Insurance appeared first on The Simple Dollar.
Permanent life insurance is defined as a whole-life policy, one that doesnât expire and may provide a number of benefits during the policyholderâs life and when they pass away. It’s not a specific type of insurance, as such, and is instead an umbrella term used to describe life insurance policies that are not fixed to specific terms. Types […]
What is Permanent Life Insurance and How Much do you Need? is a post from Pocket Your Dollars.
The discounts and cost-sharing offered by health insurance plans are well worth the premium payments. However, premiums can be tricky to work into your budget. Itâs important to find an affordable health insurance plan that offers good coverage. Whether itâs open enrollment and youâre trying to find a better plan or you qualify for a special... Read More
The post 3 Tips for Finding an Affordable Health Insurance Plan appeared first on Credit.com.
Medicare is a federal health insurance program widely used by U.S. citizens and permanent residents age 65 and older. The program also applies to those younger than age 65 who have disabilities, end-stage renal disease (ESRD) or other diseases. But … Continue reading →
The post The Basics of Medicare Eligibility appeared first on SmartAsset Blog.
Life insurance can be expensive and if itâs essential those high costs can leave a nasty taste in your mouth. You may wonder if itâs worth purchasing a policy at all, which could place your family in jeopardy as they wonât have the cover they need when you pass. However, there are a few ways […]
How to Find Affordable Life Insurance is a post from Pocket Your Dollars.
Insurance is defined as a form of protection against loss. But in todayâs insurance industry, insurance can be purchased to mitigate against all forms of loss. It is a type of risk management used by people to protect against uncertain loss or the risk of failure. Insurance companies or carriers or underwriters sell premiums to... Read More
The post 5 Things to Consider When Changing Car Insurance appeared first on Credit.com.
When purchasing or leasing a new car, you have several insurance coverage options. When selecting coverage, you will likely know if you want to have collision coverage or not, but will you know what gap insurance and whether to select that … Continue reading →
The post What Is Gap Insurance, and What Does It Cover? appeared first on SmartAsset Blog.
A Health Savings Account (HSA) is a convenient way to store funds specifically for medical expenses. If you qualify for an HSA, you will get to enjoy a few tax advantages as well. While this might sound like an ideal setup, not everyone is eligible for a health savings account. To qualify for a health […]
What is a Health Savings Account (HSA)? is a post from Pocket Your Dollars.