If you love to shop, you can use yourÂ fashion sense toÂ build or even rebuild your credit. Store-branded credit cardsÂ are some of theÂ easiest cardsÂ to qualify for and are often extended to those who haveÂ bad credit because they have lower criteria than traditional credit cards. Using them, especially if you’re loyal to a particular store, can bring... Read More
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If your credit needs rehabilitation due to late payments, accounts in collections or other negative items, it might be time to rebuild. Rebuilding your credit requires an understanding of your current situation, identifying past mistakes and implementing the right strategies going forward. Wise use of a credit card is one way to start. Surprising, right?... Read More
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Your credit score can affect many aspects of your lifeâfrom getting a loan to getting a job or getting a house. Good credit is necessary for sound finances and many major purchases. But there are no quick fixes or shortcuts to building good credit. You must start by establishing credit, then embrace responsible credit habits... Read More
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Love to travel? Good news: There are ways to put thatÂ wanderlust to use with a travel rewards credit card. Though travel rewards cards aren’t the easiest to get approved for as they require an excellent orÂ good credit score, those who are able to snagÂ oneÂ can use itÂ to build better credit. (Just remember, before you apply it’s... Read More
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College graduates saddled with student loans may find this hard to believe, but there is one upside to having to pay back all that debt: It helps you build credit. That may seem like a small consolation â particularly if the balances you owe areÂ even averageÂ âÂ but credit can be hard to come by. Of course,... Read More
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One of the good things of working for a company is that they create a retirement plan for you. As an employee, you don’t have to do anything else but to participate in the plan. However, when you’re self-employed or a small business owner, you’re responsible of setting up your own retirement plan. When it …
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Even if you’re not the most organized person, you should have a plan for building a good credit score.Â The good news is building credit isn’t complicated â you just need to know a few things to get started. Know What You’re Dealing With If you don’t know what’s broken, you’re going to struggle to... Read More
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Can you retire at 50? On average, people usually retire at 65. But what if you want to retire 15 years earlier than that likeÂ at 50? Is it doable? Below are 10 easy steps to take to retire at 50.Â Retiring early can be challenging. Therefore, SmartAsset’s free tool can match you with Â a …
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Good credit is essential if you hope to borrow money one day for things like a new carÂ or home. But good credit can also be important for smaller things like renting an apartment or even landing a new job. And one of the easiest ways to build the credit necessary for these things is by... Read More
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Article originally published September 1st, 2016. Updated October 29th, 2018.Â Itâs a common question around these parts:Â how do I fix my credit?Â And, while credit scores do have a lot of nuances, the answer is actually pretty straightforward: pay all your bills by their due dates, keep your debt levels low, add a mix of accounts... Read More
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