The post From Bankruptcy to Paying $22,000 Cash for a Car appeared first on Penny Pinchin' Mom.
I was recently a guest on the Masters of Money podcast. Â One of the statements Phil made was “Wait a minute. Â How does one go from declaring bankruptcy to paying $22,000 cash for a car?” I had never really looked at my journey in that way. Â But, when I thought about it, I realized – ... Read More about From Bankruptcy to Paying $22,000 Cash for a Car
The post From Bankruptcy to Paying $22,000 Cash for a Car appeared first on Penny Pinchin' Mom.
Automatic bill pay allows users whoâve signed up for this service to pre-schedule regular and repeat payments from their money accounts to pay down recurring or monthly bills. For some, it can reduce the likelihood of forgetting to pay a bill or incurring late-payment feesâas the payment is automatically deducted once the bill is due. […]
The post How Does Bill Pay Work? appeared first on SoFi.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
The post How Much Will Cutting the Cord Save You? appeared first on Penny Pinchin' Mom.
Cord-cutting will save you money but for many people, thatâs only part of the equation. Yes, you want to spend less on cable, but you want to do that without sacrificing too many shows you enjoy watching. So, before you rip the Band-Aid off, look at the facts, and find out exactly what cord-cutting would ... Read More about How Much Will Cutting the Cord Save You?
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Investing with friends might seem like an intriguing concept. Instead of being the sole decision maker, you can share financial and knowledge-based resources to come up with a compelling investment strategy that serves your collective goals. Investing with friends may also be a way to make a substantial impact in a cause you believe in, […]
The post Should You Invest With Friends? appeared first on SoFi.
The post How to Figure Out Your Family’s Grocery Budget (and Stick to It!) appeared first on Penny Pinchin' Mom.
One question I see time and again is âHow much should I spend on groceries for my family of four ?â â or three, five, etc. When youâre making a household budget, itâs easy to know how much you need to include for most of your living expenses, like utilities, student loans, and even fuel. ... Read More about How to Figure Out Your Family’s Grocery Budget (and Stick to It!)
The post How to Figure Out Your Family’s Grocery Budget (and Stick to It!) appeared first on Penny Pinchin' Mom.
All articles about college rankings should perhaps be read with a grain of salt and primarily through a lens of what matters most to individuals about the college experience and what theyâre hoping it will be an investment toward. Prominent publications and people have conveyed a variety of views about whether college rankings matter: The […]
The post Do College Rankings Matter? appeared first on SoFi.
If you have a favorite navy shirt, chances are, you rarely wear your second-favorite navy shirt, and never wear your third favorite! If you tend to buy a lot of items that are similar to each other, try organizing your closet by color, so when you pause by that navy polo shirt at the store, you’ll remember just how many navy shirts you already own.
For the best deals on clothes, shop in the off-season. Buy spring and summer clothing in July and August, and fall and winter clothing in January and February. (You can often find the best sales right after the holiday season.) It’s sometimes a bummer to buy something you’re not going to be able to wear for six months, but when the time comes to switch seasons, you’ll be happy you already have some new clothes to wear—all of which were purchased on sale!
If you have a favorite shop you find yourself spending a lot of time in, make sure to get friendly with the sales staff! Clothing stores often have unannounced sales, or they regularly begin sales on certain days of the week. If you’re down with the people who work there, they’ll often you tip you off. And if they really like you, they may let you put an item on layaway until it goes on sale a few days later.
When you’re buying clothes, always go for classic looks rather than modern, trendy ones. A blue V-neck T-shirt will be fashionable year after year, while something with more exotic colors or patterns will go out of style quickly. By choosing the basics, you won't have to buy as many new articles of clothing each season.
Going to a tailor may seem like an expensive proposition, but it’s often worth it if you unearth a good deal on a suit or other item of clothing that doesn’t quite fit. Found some jeans for ten bucks that look great but are an inch too long? A jacket that’s a steal, but a bit too baggy in the arms? For a small price, you can get these items custom-fitted at a tailor. And you’ll still be saving a bundle from what the normal retail price would be.
Not happy with the color of a handbag or pair of fancy shoes? Instead of buying new accessories, turn that unbecoming chartreuse into an elegant black with a can of shoe color spray. You can pick up an inexpensive can of shoe color from a repair shop, then revamp those heels yourself instead of paying someone else to do it for you.
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The post How to Still Pay Your Bills During a Layoff or When You Miss A Check appeared first on Penny Pinchin' Mom.
More than 800,000 Americans are currently affected by the government shut down. And, while it would make sense to force our congressmen and senators to also not get paid during that time, it just won’t happen. Even though you may not be working and getting a paycheck, it doesn’t mean the bills stop. You still ... Read More about How to Still Pay Your Bills During a Layoff or When You Miss A Check
The post How to Still Pay Your Bills During a Layoff or When You Miss A Check appeared first on Penny Pinchin' Mom.
Itâs not uncommon for publicly-traded companies to restructure based on changing market conditions or share prices. When companies merge, split their stock, or acquire competitors, it can raise the question of how to consolidate or restructure the companyâs stock. If such a corporate action generates fractional shares, the companyâs leadership has a few options for […]
The post Understanding Cash in Lieu of Fractional Shares appeared first on SoFi.
