Building Credit
What’s the Fastest Way to Boost My Credit?
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Article originally published September 1st, 2016. Updated October 29th, 2018.  It’s a common question around these parts: how do I fix my credit? And, while credit scores do have a lot of nuances, the answer is actually pretty straightforward: pay all your bills by their due dates, keep your debt levels low, add a mix of accounts... Read More

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10 Ways to Build Credit Without a Credit Card
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Credit cards are a great tool for building credit. They’re easy to use, offer flexibility, and sometimes even reward you for using them. Most also directly impact your credit score and are used by many people to begin building their credit profile. But what if you don’t want a credit card or are having trouble... Read More

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How to Start Building Credit Once You Turn 18
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Good credit is crucial to unlocking many financial opportunities in life. When you have a great credit score, you can get lower interest rates on car loans, credit cards and mortgages. Some employers and landlords even check credit reports before they make a job offer or approve a resident application. While developing a solid credit history... Read More

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3 Ways to Build Credit if You Can’t Get a Credit Card
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Credit cards, interest rates, loans, even where you live—these all depend on your credit score. If you have a good credit score, you’re more likely to get better financial offers. But if you have a low or nonexistent score, the chances of getting prime financial offers are pretty slim. If you have low or nonexistent... Read More

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Why You Need ExtraCredit in Your Life
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What do you need your credit score for? In a nutshell, a lot. Credit cards, loans, mortgages, APR, even renting an apartment—whether or not you qualify is based largely on your credit score. If your credit is less-than-ideal, you know it can make your life just that much harder.    Having a bad credit score can hold... Read More

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Boost Your Credit Score: 8 Helpful Credit Monitoring Apps
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Maintaining a healthy credit score requires a good bit of focus, determination and hard work. Here are 7 mobile phone applications that can help keep your credit building on track.

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How to Use Your Cable Bill to Build Credit
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Cable companies aren’t in the habit of reporting your payments to the credit bureaus, at least when it comes to your traditional credit reports. But if that’s something you want, there is a way to get those monthly bills to help your credit score. Simply put, consider paying for cable with your credit card. Unlike cable providers, credit... Read More

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